The widespread use of HPL type interiors in the city of Denpasar and its surroundings even in various cities in Indonesia because the price is relatively affordable instead of using full wood material, but still gives a natural touch for house interior. HPL or High Pressure Laminates is a type of processed wood that has laminate coatings on its surface for building materials.

With a more affordable production cost, of course this product is the best choice for property owners to create interior space. As stated by zainal arifin a contractor and carpenter origin from jepara-mid java, that there is still a high interest in HPL type interior rooms in the city of Denpasar although the price of labor services is still lower compared to the city of Jakarta. HPL products durability is also quite long, depend on grade and quality of the carpenter working on it.

The production results of this HPL type are very diverse, starting from beds, wardrobes, room grilles, office desks, locker tables and so on.

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For some circles in 2023 had various expectations on its journey starting from an entrepreneur, private sector employee, to housewives. This was influenced by the crisis that occurred since pandemic effect of covid 2019, global energy and food crisis and war in eastern europe thereby affecting economic growth in the last two quarters. How this affect to property sector in Indonesia? of course a little much very influential in this sector.

However recession conditions what it said happening at 2023 depending on point of view and everyone's mindset in responding to it, this is conveyed by a renowned indonesian businessman and financial planner that is Tonny Hermawan Adikarjo. According to him in a graph of annual economic cycle can be read from four seasons weather patterns (belonging to sub-tropical countries) there is; first patterns, in the spring and summer it will be acceleration of economic growth due to increased activity and demand while second patterns occur to economic slowdown or decline during autumn and winter.

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• Malang, Indonesia

Cashless payment for current product and service transactions is an integral part of every trading activity of our society. Since the covid pandemic took place in the 2020 period with interaction restrictions, cashless systems are increasingly being used in every transaction process that takes place. Converted forms of physical money exchange into electronic money from the existing banking system as well as other financial service providers.

See the ongoing trend, ferdy laundry as a service provider also participate in facilitating consumers to access the transaction system according to their wishes. Time efficiency, as well as other conveniences are the reasons for everyone to make payments using electronic money.

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• Bali, Indonesia